Privacy Policy

Introduction

CPF Calculator SG ("we", "us", "our") operates cpfcalculators.com (the "Site"). This Privacy Policy explains how we collect, use, and protect your information when you use our Site.

Calculator Inputs

All CPF, tax, and retirement calculations run entirely in your browser. Calculator inputs are processed locally and are not intentionally sent as analytics event properties. Your salary, CPF balances, age, and other financial details never leave your device.

Information We Collect

Server Logs (Automatic)

When you visit our Site, our hosting provider Cloudflare automatically collects: IP address, browser type and version, pages visited, and date/time of access. Purpose: Security, abuse prevention, and site reliability. Retention: Up to 30 days, automatically deleted.

Analytics

We use analytics services to understand how visitors use our Site. Analytics scripts load on page visits, while calculator inputs are masked or excluded from analytics event properties.

Third-Party Analytics Providers

Plausible Analytics

• Purpose: Privacy-friendly, cookieless web analytics to understand site traffic and usage patterns.
• Data collected: Page URL, referrer, browser type, device type, country. No cookies are used. No personal data is collected.
• Cookies: None (cookieless).
• Retention: Aggregated data retained for the lifetime of the service. No individual-level data is stored.
• Data processing: Data is processed via our self-hosted proxy. Plausible Data Policy

Google Analytics 4 (GA4)

• Purpose: Understanding site usage, traffic sources, and user journeys.
• Data collected: Page views, session duration, device info, approximate location (country/city), traffic source.
• Cookies: Yes — uses cookies such as _ga, _gid. Loaded on page visits.
• Retention: 14 months (Google default). Google Privacy Policy
• Data processing: Data may be processed in the United States and other countries where Google operates.

Microsoft Clarity

• Purpose: Understanding user interaction patterns through session recordings and heatmaps to improve site usability.
• Data collected: Mouse movements, clicks, scrolls, page navigation, device info. Calculator input fields are masked and not recorded.
• Cookies: Yes — uses cookies (_clck, _clsk). Loaded on page visits.
• Retention: Up to 13 months. Microsoft Privacy Statement
• Data processing: Data may be processed in the United States and other countries where Microsoft operates.
• Masking: We use data-clarity-mask="true" on calculator input areas to prevent recording of financial inputs.

Ahrefs

• Purpose: Web analytics and site performance monitoring.
• Data collected: Page views, referrer, browser info, device type.
• Cookies: None (cookieless). Loaded on page visits.
• Retention: Per Ahrefs data policy. Ahrefs Privacy Policy
• Data processing: Data may be processed in the United States and other countries where Ahrefs operates.

Your Consent Choices

• Analytics scripts load on page visits; analytics cookies are managed by the relevant providers and your browser.
• The cookie banner controls optional marketing preferences and provides access to our policy.
• You can change your preferences at any time by clicking "Cookie settings" in the site footer.
• Declining optional preferences does not disable the analytics scripts described above.
• Plausible Analytics loads on all visits as it is cookieless and does not collect personal data.

Your Rights

Depending on your location, you may have the right to: access your personal data, request deletion of your personal data, and lodge a complaint with a supervisory authority. To exercise these rights, contact us at support@cpfcalculators.com.

Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page indicates when the policy was last revised.

Contact Us

For questions about this Privacy Policy: support@cpfcalculators.com