CPF LIFE Payout Calculator
Enter your projected Retirement Account balance and see estimated monthly payouts under CPF LIFE Standard, Escalating, and Basic plans.
FRS 2026: $220,400 | ERS: $440,800
How This Calculator Works
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Enter your details
Fill in your age, salary, and employment type. All calculations use 2026 CPF Board rates.
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Instant calculation
Results update in real time — no submit button needed. All processing happens in your browser.
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Review your breakdown
See contributions split by employer and employee, plus projected interest and balances across OA, SA, and MA.
Based on CPF Board's published rates for 2026. All figures are estimates for planning purposes — your actual CPF contributions may differ based on your specific employment arrangement.
Key 2026 CPF Rates at a Glance
- • Employer contribution: up to 17% (age ≤ 55)
- • Employee contribution: up to 20% (age ≤ 55)
- • Ordinary Account (OA) interest: 2.5% p.a.
- • Special/Medisave Account (SA/MA) interest: 4.0% p.a.
- • CPF LIFE payout eligibility: age 65
This tool is for informational and educational purposes only. It does NOT constitute financial, tax, or retirement advice. CPF contribution rates are based on CPF Board's published data. Always verify against official resources at www.cpf.gov.sg. For personalized financial advice, please consult a licensed financial adviser in Singapore.