CPF Calculator 2027
Estimate CPF contributions for wages earned from 1 January 2027 and see where the contribution is allocated.
Example: Citizen, OW $5,000, wages above $750
| Age | 2027 Employee | 2027 Employer | 2027 Total | Change vs 2026 |
|---|---|---|---|---|
| 50 | $1,000 | $850 | $1,850 | $0 |
| 57 | $950 | $825 | $1,775 | +$75 |
| 62 | $650 | $650 | $1,300 | +$50 |
| 67 | $375 | $450 | $825 | $0 |
What This Result Means
From 1 January 2027, full CPF rates rise to 35.5% for employees above 55-60 and 26% for employees above 60-65. Other full-rate age bands remain unchanged.
Assumptions and Limitations
- •Uses CPF rules effective 1 January 2027.
- •The OW ceiling remains $8,000 and annual ceiling $102,000.
- •Rates increase only for ages 55-65.
- •2027 retirement sums: BRS $114,100, FRS $228,200, ERS $456,400.
How We Calculate This
We apply the 2027 contribution rate table using the same 3-band formula as 2026. The result is then compared with the 2026 result for the same input to show the difference.
Learn more about our methodology →CPF Calculator SG is an independent planning tool and is not affiliated with or endorsed by the Central Provident Fund Board, IRAS or the Singapore Government. Results are estimates based on the inputs and policy data shown. For payroll, tax filing or retirement decisions, verify the result with the relevant official service.
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Reviewed by the CPF Calculator SG editorial team
Last reviewed: 16 August 2026
Rules effective: 1 January 2026