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CPF Calculator SG

CPF Calculators

Choose a calculator based on the question you want to answer. Each tool shows the policy year, assumptions and calculation steps used.

What do you want to find out?

→How much CPF will be deducted?→What will my take-home pay be?→What will an employee cost?→How is CPF allocated?→Am I on track for retirement?

Pay & Contributions

Contribution Calculator

See CPF deducted from salary, split by employer and employee.

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Take-Home Pay Calculator

Estimate net pay after CPF deduction and income tax.

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Employer Cost Calculator

Find total cost to employ someone including employer CPF.

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Bonus & AW Calculator

Calculate CPF on bonuses and additional wages.

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Savings & Retirement

Allocation Calculator

See how CPF is split into OA, SA and MA by age.

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Interest Calculator

Project OA, SA and MA balances with compound interest.

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Retirement Calculator

Check if you are on track for the Full Retirement Sum at 55.

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CPF LIFE Payout Calculator

Estimate monthly CPF LIFE payouts from your Retirement Account.

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Special Situations

PR Calculator

Calculate contributions for Permanent Residents with year-specific rates.

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After 55 Calculator

CPF rules change at 55 — see updated rates, allocation and retirement account.

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Tax Relief Calculator

Estimate income tax relief from voluntary CPF top-ups.

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